.apply-payment-notice {
  position: relative;
  margin: 0 0 22px;
  border: 1px solid #dbe4f2;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.94);
  padding: 24px 28px 22px;
  box-shadow: 0 18px 42px rgba(16, 54, 125, 0.08);
  overflow: hidden;
}

.apply-payment-notice::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(90deg, #f59e0b 0%, #f7b955 52%, rgba(247, 185, 85, 0.18) 100%);
}

.apply-payment-notice strong {
  display: block;
  color: #071d51;
  font-size: 22px;
  font-weight: 900;
  line-height: 1.45;
}

.apply-payment-notice p {
  margin: 8px 0 0;
  color: #33466c;
  font-size: 16px;
  line-height: 1.7;
}

@media (max-width: 620px) {
  .apply-payment-notice {
    margin-bottom: 18px;
    padding: 20px 18px 18px;
    border-radius: 14px;
  }

  .apply-payment-notice strong {
    font-size: 18px;
  }

  .apply-payment-notice p {
    font-size: 14px;
  }
}